Bank and Credit Union Holiday Closures 2023: What to Expect on Christmas Day
Monday, December 25, 2023, marks the celebration of Christmas Day. While many individuals choose to spend this occasion with family and friends, there are those who may find themselves engaged in errands such as visiting the bank. Consequently, individuals might be pondering the question, "Are Banks Closed on Christmas Day 2023?" To find out the answer, here is the information you need.
Is Christmas Day 2023 a Bank Holiday?
Indeed, banks will be closed on Christmas Day 2023. Typically, banks close their doors on federal holidays, denying customers access to in-person teller services on Christmas. However, certain online and automated phone services may still be operational, although transactions might not take effect until the subsequent business day, which, in 2023, is Tuesday, December 26. Moreover, ATMs situated outside secured areas of banks will remain functional on Christmas Day.
Are Credit Unions Open on Christmas Day 2023?
Similar to banks, credit unions will be closed on Christmas Day 2023. They adhere to federal holiday schedules, meaning customers won't have the opportunity to consult with a teller for information or assistance. Nevertheless, online, ATM, and automated phone services may still be accessible.
Bank and Credit Union Holiday Schedules Banks and credit unions typically observe closures on federal holidays, facilitating easy anticipation of such events. The following is a list of days when banks and credit unions are generally closed:
- New Year’s Day
- Martin Luther King, Jr. Day
- President’s Day
- Memorial Day
- Juneteenth
- Independence Day
- Labor Day
- Columbus Day
- Veterans Day
- Thanksgiving Day
- Christmas Day
Given that banks and credit unions typically close on Sundays, they are also coincidentally closed on Easter, Mother’s Day, and Father’s Day. Likewise, since Christmas Eve and New Year’s Eve 2023 fall on Sundays, banks will be closed on these days as well.
Have you ever wished for banks to be open on Christmas Day, or has it never been an inconvenience for you? Feel free to share your thoughts in the comments below
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