Unlock Fast Loans with FirstCredit from First Bank Nigeria
First Bank Nigeria, a premier banking institution in West Africa, introduces FirstCredit, a hassle-free loan product designed to meet your financial needs. Accessible from anywhere without visiting the bank, FirstCredit requires no documentation or collateral—only a mobile phone or tablet.
Key Features:
- Easy and convenient loan access
- Quick request and disbursal
- No physical documentation or collateral required
- Minimum loan amount: N1,000; Maximum: N300,000
- Loan tenor: Up to 30 days
- Flat interest rate: 10%
- Insurance fee: 1% per transaction
- Penal charge of 1% monthly; daily interest of 0.3% upon default
How to Apply:
- Dial *894#
- Select Loans > FirstCredit
- Choose "Get New Loan"
- Select your account number
- Grant data usage consent and accept terms
- Choose your desired loan amount
- Loan is disbursed into your account
FAQs about FirstCredit:
- What is FirstCredit?
A quick and simple loan product for convenient transactions. - How do I access FirstCredit?
Dial *894# and follow the steps. Online options coming soon. - Maximum loan amount?
Up to N300,000 based on account activities. - Loan tenor?
Maximum of 30 days, with the option to pay earlier. - Interest rate?
Flat 10% on the principal amount; additional charges for unpaid loans. - Qualification criteria?
6 months of active account relationship, valid BVN, positive credit record. - Repayment options?
Dial *894# and choose the repay loan option. - Can I apply without a smartphone?
Yes, FirstCredit is accessible with any phone. - What if I fail to repay?
Default fee applies, and access to more loans may be affected.
Conclusion:
For more details, visit First Bank's website at www.First.bank.com or call FirstContact at 07080625000. Apply for FirstCredit today with a simple dial of code *894#.
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