FirstCredit : Apply for Your First Bank Loan

Unlock Fast Loans with FirstCredit from First Bank Nigeria

First Bank Nigeria, a premier banking institution in West Africa, introduces FirstCredit, a hassle-free loan product designed to meet your financial needs. Accessible from anywhere without visiting the bank, FirstCredit requires no documentation or collateral—only a mobile phone or tablet.

Key Features:

• Easy and convenient loan access
• Quick request and disbursal
• No physical documentation or collateral required
• Minimum loan amount: N1,000; Maximum: N300,000
• Loan tenor: Up to 30 days
• Flat interest rate: 10%
• Insurance fee: 1% per transaction
• Penal charge of 1% monthly; daily interest of 0.3% upon default

How to Apply:

1. Dial *894#
2. Select Loans > FirstCredit
3. Choose "Get New Loan"
4. Select your account number
5. Grant data usage consent and accept terms
6. Choose your desired loan amount
7. Loan is disbursed into your account

FAQs about FirstCredit:

• What is FirstCredit?
  A quick and simple loan product for convenient transactions.
• How do I access FirstCredit?
  Dial *894# and follow the steps. Online options coming soon.
• Maximum loan amount?
  Up to N300,000 based on account activities.
• Loan tenor?
  Maximum of 30 days, with the option to pay earlier.
• Interest rate?
  Flat 10% on the principal amount; additional charges for unpaid loans.
• Qualification criteria?
  6 months of active account relationship, valid BVN, positive credit record.
• Repayment options?
  Dial *894# and choose the repay loan option.
• Can I apply without a smartphone?
  Yes, FirstCredit is accessible with any phone.
• What if I fail to repay?
  Default fee applies, and access to more loans may be affected.

Conclusion:

For more details, visit First Bank's website at www.First.bank.com or call FirstContact at 07080625000. Apply for FirstCredit today with a simple dial of code *894#.

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