Introuction
These Website Terms and Conditions, found on this webpage, form a legal agreement between you (referred to as 'you' or 'prospective customer') and Xigna Concierge Ent. (referred to as 'Xigna,' 'we,' 'our,' or 'us'). These terms regulate your use of Xigna's services, which encompass all content and features on the Xigna website, mobile applications, and other related products and services collectively referred to as the 'Services.'
These Terms are important for your use of the Services. When you use any of the Services, you agree to all the terms and conditions here, including our Privacy Policy. If you disagree with any of these Terms, please do not use the Services.
PLEASE READ AND UNDERSTAND THE TERMS OF AGREEMENT CAREFULLY BEFORE AGREEING TO BE BOUND BY ITS TERMS.
Governing Language
We will use English as the main language for all communication between Xigna and you, including these terms.
Information Security and Warranty Disclaimer
Xigna is dedicated to maintaining the website's availability and ensuring its freedom from bugs. Nevertheless, its usage is at your own risk.
We present all materials "as is" with no warranties, whether expressed or implied, of any kind. We explicitly disclaim all warranties and conditions, including but not limited to any implied warranties or conditions of merchantability, fitness for a particular purpose, availability, security, title, and non-infringement of intellectual property rights.
To elaborate further, Xigna makes no warranties regarding our website and services' ability to meet your specific requirements or to remain uninterrupted, bug-free, accurate, or error-free.
It is important to emphasize that your utilization of our services comes with inherent risks, and you bear sole responsibility for any data loss or damage to your computer system resulting from such use. Please be advised that no advice or information, whether oral or written, obtained from our website or our services, shall establish any warranty or condition that is not expressly outlined herein.
Acceptance of Terms
By using Xigna's virtual card services ("Services"), you agree to comply with and be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Services.
Description of Services
Xigna provides virtual Mastercard services that enable users to make online payments and transactions. We do not provide banking services, and our virtual cards are solely for online purchases.
Age Eligibility
You must be at least 18 years old and capable of forming a legally binding agreement to use our Services. By using Xigna, you confirm that you meet these eligibility requirements.
User Account
To use our Services, you may need to create a user account. You are responsible for maintaining the confidentiality of your account credentials and are liable for all activities conducted through your account.
Fees and Payments
Fees associated with Xigna's Services are subject to change and will be clearly communicated to users. You agree to pay all applicable fees associated with your use of our Services. Failure to pay fees may result in the suspension or termination of your account.
Privacy
Your use of Xigna's Services is subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please review our Privacy Policy for more details.
Prohibited Activities
You agree not to use our Services for any illegal or unauthorized purposes. Prohibited activities include but are not limited to fraud, money laundering, and any actions that violate applicable laws and regulations.
Termination of Services
Xigna reserves the right to terminate or suspend your access to our Services at our discretion, without notice, for any reason, including violation of these Terms.
Website Usage License
We hereby grant you a non-assignable, non-exclusive, and revocable license to utilize the software integrated into our services, subject to the terms set forth herein. This license encompasses all updates, upgrades, new iterations, and substitute software for you to employ in conjunction with our services.
It's essential to recognize that our services are safeguarded by copyright, trademark, and other applicable laws, both in Nigeria and internationally. Please be aware that these Terms do not confer upon you any rights to employ the name "Xigna" or any of Xigna trademarks, logos, domain names, or other distinct brand attributes. The complete ownership, title, and interest in and to our services shall unequivocally remain the exclusive property of Xigna and its licensors.
Failure to comply with any of the stipulations outlined herein may result in liability for any subsequent damages incurred by you, Xigna, or any third parties involved. Unless otherwise mandated by relevant laws, you pledge not to modify, redesign, replicate, adapt, exhibit, distribute, translate, disassemble, reverse engineer, or endeavor to construct any source code derived from the software.
Furthermore, any feedback, comments, or suggestions that you choose to provide concerning our services is entirely voluntary. Rest assured that we are at liberty to utilize such feedback, comments, or suggestions as we deem appropriate, without incurring any obligation to you.
Indemnification
You agree to indemnify Xigna and promise to protect Xigna, its employees, and associates from any losses, damages, costs, liabilities, and expenses (including reasonable legal fees and expenses) that may arise due to your violation of any terms within these Terms. This also includes any claims asserting your breach of these Terms. You commit to indemnify and shield Xigna from any claims, legal actions, or proceedings initiated against Xigna concerning violations of intellectual property or other rights of third parties associated with your use of the Services.
Limitation of Liability
Xigna is not liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our Services, even if we have been advised of the possibility of such damages.
Changes to Terms
We may update these Terms from time to time. It is your responsibility to review these Terms periodically for changes. Your continued use of our Services after any modifications indicates your acceptance of the updated Terms.
Governing Law
These Terms will be construed and governed in accordance with the laws of the Federal Republic of Nigeria, and you agree to the non-exclusive jurisdiction of the courts situated in Nigeria for resolving any disputes.
General
These Terms, as established by Xigna, take precedence over and replace all prior agreements, whether written or spoken, between you and Xigna concerning their subject matter. Should any of these Terms be deemed invalid or unenforceable, that specific provision will be adjusted or removed to the minimum extent required, while the remaining provisions of these Terms will continue to hold full force. Please note that Xigna's failure to enforce any right or provision within these Terms will not be interpreted as a waiver of said right or provision.
Complaints
If you have any complaints about us and our Services, you may contact us at hello@xigna.io
Contact Information
For questions or concerns about these Terms of Service, please contact us at hello@xigna.io .